Avoiding Foreclosure in Chandler, Gilbert & Queen Creek By Doing A Short Sale.
If you live in Chandler, Gilbert or Queen Creek Arizona, then there is no escaping the fact that our real estate prices have plummeted over the past few years from their highs in 2006 leaving many home owners upside down with their mortgages. There are a lot of good people in bad situations that have to make tough decisions on what do about their house. Some people have adjustable rate mortgages that have increased and they can no longer afford. There are others that have lost hours or lost their job altogether, while others may be experiencing medical situations that have claimed much of their time and money. Sometimes it is a divorce or even a death that has caused drastic financial changes for a person or their family. Everyones situation is different.
Chances are you or someone you know is facing the looming possibility of foreclosure. If you are considering a short sale on your house, I can help. I have systems in place that are geared towards getting the job done successfully.
What is a short sale?
In a nutshell, it's when the value of a house is less that the amount of the owners outstanding loan(s) on the property. Example: If your home has a fair market value of $250,000 and your loan is $315,000 and you do can not make up the difference at closing then submitting your situation to the bank for a short sale is a consideration.
"I would recommend her to anyone!" Thanks to Sheryl I was able to short-sale my home before it went into foreclosure.
Victoria Lyden, Mesa AZ
Read Complete Quote
Will a lender accept a short sale?
While most lenders are not jumping up and down over short sales they are very aware that a foreclosure usually costs them a lot more money and time. In a real estate market where housing values still have potential to go down it may be in the best interest of the lender to accept a short sale.
"She definitely cares about her clients""This woman went out of her way to try and get this short sale deal done"
J. Canecchia REALTOR
Read Complete Quote
What are the steps in a short sale?
The first step is to email or call me so we can talk about your situation. Every situation is different and it is important that I understand where you are coming from. I would like to hear what questions you have and address what your concerns are, and then I can better understand what is important to you and/or your family. After our conversation, I will send over my short sale information package and instructions. With this information you will see what it is that I need to begin the file for the lender(s). From there you and I need to set a time for me to come over to the house so we can meet face to face and view your home.
"Short Sale Success" "You took into consideration our feelings of going through this process and made it less stressful and easier"
Mike & Chris Heltzer, Queen Creek AZ
Read Complete Quote
What are your fees for this service?
Unlike many loan modification companies right now, I do not charge any up front fees to list your home for sale. My commission is only paid upon successful close of escrow and is part of the short sale, so your lender would be paying for my services. Although there are no guarantees from anyone that every short sale will be successful, I have a vested interest in getting the job done to the best of my ability as I only get compensated upon a successful closing.
"I need to stop and say a big THANK YOU" You do your job well. I have been completely satisfied with everything you have done.
Jonathan Bock, Gilbert AZ
Read Complete Quote
- NUMBER1EXPERT 
