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Sheryl Robinson

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All agents are NOT alike! Find out why I am a top real estate expert in Chandler, Gilbert & Queen Creek AZ. Call me: 602-614-0416.
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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Sheryl Robinson, REALTOR®, real estate agent and broker for Gilbert, Queen Creek and Chandler, Arizona home listings, property and land for sale - NUMBER1EXPERT

Sheryl Robinson
Home Key Realty

18711 E Pine Valley Drive
Queen Creek, AZ 85142
Direct: 602-614-0416
Fax: 480-248-2155
sheryl@HomeswithSheryl.com

Looking to buy or sell a home in Chandler, Gilbert or Queen Creek AZ? Look no further. Sheryl Robinson is an Associate Broker with Home Key Realty specializing in these three Phoenix East Valley cities and is also a short sale specialist. Contact Sheryl today for a FREE home location tool or FREE home price evaluation and to further discuss you real estate needs.

REALTOR Equal Housing


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